<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Ivoin Notes</title><description>Leon 的实用笔记：自由职业发票记账，以及幼儿园具体表扬。Practical notes on invoices and classroom language.</description><link>https://blog.ivoin.top/</link><item><title>Review income, spending, savings goals, and a rough debt date in one workbook</title><link>https://blog.ivoin.top/blog/en/personal-finance-budget-planner/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/personal-finance-budget-planner/</guid><description>A weekly money review: monthly planned versus actual, a transaction log, savings progress, and a first-pass snowball or avalanche date. Not financial advice.</description><pubDate>Mon, 09 Nov 2026 00:00:00 GMT</pubDate><category>personal-finance</category><category>budget</category><category>spreadsheets</category><category>en</category></item><item><title>Plan a first 90 days on RedNote without hiring a China agency</title><link>https://blog.ivoin.top/blog/en/rednote-launch-kit/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/rednote-launch-kit/</guid><description>A planning setup for Western DTC teams: a calendar from any start date, China shopping peaks, note formats, KOC outreach, and KPIs. No follower promises.</description><pubDate>Mon, 09 Nov 2026 00:00:00 GMT</pubDate><category>rednote</category><category>xiaohongshu</category><category>content-planning</category><category>en</category></item><item><title>Plan the Thanksgiving menu, shopping list, and cook timeline before the day</title><link>https://blog.ivoin.top/blog/en/thanksgiving-meal-planner/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/thanksgiving-meal-planner/</guid><description>Work backwards from dinner time: dishes by course, a categorized shopping list, and an hour-by-hour cook schedule. Not dietary advice.</description><pubDate>Mon, 09 Nov 2026 00:00:00 GMT</pubDate><category>thanksgiving</category><category>meal-planning</category><category>spreadsheets</category><category>en</category></item><item><title>Set a 2027 budget you can actually keep</title><link>https://blog.ivoin.top/blog/en/2027-budget-template/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/2027-budget-template/</guid><description>One monthly number per category, a transaction log, and a dashboard for income, spending, and what is left. No twelve different budgets.</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>budget</category><category>2027</category><category>spreadsheets</category><category>en</category></item><item><title>How to split shared bills without a group-chat argument</title><link>https://blog.ivoin.top/blog/en/aa-split-expense-template/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/aa-split-expense-template/</guid><description>A month-end method for 2–6 roommates, couples, or trip mates: who paid, what share applies, and who settles whom.</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>roommates</category><category>shared-expenses</category><category>spreadsheets</category><category>en</category></item><item><title>Track shared child expenses and who owes whom</title><link>https://blog.ivoin.top/blog/en/coparenting-expense-tracker/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/coparenting-expense-tracker/</guid><description>Set each parent&apos;s share, log a cost once, and read the balance in a sentence. A record, not legal, tax, or financial advice.</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>coparenting</category><category>expenses</category><category>spreadsheets</category><category>en</category></item><item><title>Compare snowball and avalanche before you pick a payoff order</title><link>https://blog.ivoin.top/blog/en/debt-payoff-snowball-avalanche/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/debt-payoff-snowball-avalanche/</guid><description>List each balance, rate, and minimum, then compare months, interest, and payoff order. The interest figure is a rough estimate, not advice.</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>debt</category><category>spreadsheets</category><category>en</category></item><item><title>Plan the debt payoff and the trip without mixing the money</title><link>https://blog.ivoin.top/blog/en/debt-trip-bundle/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/debt-trip-bundle/</guid><description>See a snowball versus avalanche estimate, then build a trip budget that fits what is left. Interest figures are educational, not advice.</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>debt</category><category>travel</category><category>spreadsheets</category><category>en</category></item><item><title>See who is actually doing the housework</title><link>https://blog.ivoin.top/blog/en/family-chore-tracker/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/family-chore-tracker/</guid><description>Name the people, list the chores with points, and check off the week. A log for households, not a lecture. The workbook&apos;s labels are in Chinese.</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>chores</category><category>family</category><category>spreadsheets</category><category>en</category></item><item><title>A 2027 habit tracker you will still open in March</title><link>https://blog.ivoin.top/blog/en/habit-tracker-2027/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/habit-tracker-2027/</guid><description>Pick fewer habits, track them on a year grid and a monthly page, and review once a week. A printable setup for Letter or A4.</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>habits</category><category>printable</category><category>2027</category><category>en</category></item><item><title>Run a house-cleaning week from one workbook</title><link>https://blog.ivoin.top/blog/en/house-cleaning-business-kit/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/house-cleaning-business-kit/</guid><description>Price the job, log the client, send a numbered invoice, and keep a room checklist. Not tax or legal advice. Check local sales-tax rules yourself.</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>cleaning-business</category><category>invoicing</category><category>spreadsheets</category><category>en</category></item><item><title>Track LLC expenses without pretending it is a tax return</title><link>https://blog.ivoin.top/blog/en/llc-expense-tracker-2027/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/llc-expense-tracker-2027/</guid><description>A year log of small-business expenses in editable Schedule C-style categories, plus income and a monthly profit view. Not tax advice.</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>small-business</category><category>expenses</category><category>spreadsheets</category><category>en</category></item><item><title>Track quotes so follow-ups and win rate are visible</title><link>https://blog.ivoin.top/blog/en/quote-log-win-rate-tracker/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/quote-log-win-rate-tracker/</guid><description>Give every estimate a number and a status, flag anything quiet for seven days, and read win rate and pipeline by month and service.</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>quotes</category><category>freelancing</category><category>spreadsheets</category><category>en</category></item><item><title>Two sheets for a small shop: expenses and quotes</title><link>https://blog.ivoin.top/blog/en/small-biz-starter-bundle/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/small-biz-starter-bundle/</guid><description>Keep job costs in one workbook and estimates in another, then read profit and win rate without mixing them. Not tax advice.</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>small-business</category><category>quotes</category><category>expenses</category><category>en</category></item><item><title>Plan a trip in one workbook: days, money, and the bag</title><link>https://blog.ivoin.top/blog/en/trip-planner-itinerary-budget/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/trip-planner-itinerary-budget/</guid><description>Put dates, a day-by-day list, planned versus actual spending with a currency conversion, and a packing list in one place before you leave.</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>travel</category><category>budget</category><category>spreadsheets</category><category>en</category></item><item><title>班主任班费、打卡和工作计划怎么记才对得上</title><link>https://blog.ivoin.top/blog/zh/cn-admin-banzhuren/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/zh/cn-admin-banzhuren/</guid><description>班费按笔记账并出月报，学生打卡按年月生成日期，工作计划用状态看逾期。适合自己建表，也适合直接用现成三件套。</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>班主任</category><category>班费</category><category>表格</category><category>zh</category></item><item><title>幼儿园台账怎么记：资产、隐患、收支和预算</title><link>https://blog.ivoin.top/blog/zh/cn-admin-kindergarten/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/zh/cn-admin-kindergarten/</guid><description>四本通用台账：物品金额自动汇总，隐患看整改和逾期，收支分开记，预算按月对实际。不替代当地教育局的固定表格。</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>幼儿园</category><category>台账</category><category>通用模板</category><category>zh</category></item><item><title>班主任、园所台账、物业排班：三套表怎么分开用</title><link>https://blog.ivoin.top/blog/zh/cn-admin-pack-full/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/zh/cn-admin-pack-full/</guid><description>班费和打卡、园所四本台账、保安保洁排班，各记各的数。园所部分是通用模板，不替代当地规定表格。</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>行政表格</category><category>班主任</category><category>幼儿园</category><category>zh</category></item><item><title>物业保安保洁排班：工时、夜班和缺岗一起看</title><link>https://blog.ivoin.top/blog/zh/cn-admin-property/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/zh/cn-admin-property/</guid><description>先定班次和最少人数，再在月表里下拉排班。天数、工时、夜班自动加总，当天人不够就标红。</description><pubDate>Sun, 08 Nov 2026 00:00:00 GMT</pubDate><category>物业</category><category>排班</category><category>表格</category><category>zh</category></item><item><title>幼儿园老师怎么写具体表扬，而不是「真棒」</title><link>https://blog.ivoin.top/blog/zh/kindergarten-praise-phrases/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/zh/kindergarten-praise-phrases/</guid><description>用场景、行为和结果写表扬。附课堂例句、空话改写，以及家长群四行反馈怎么写才接得住。</description><pubDate>Mon, 02 Nov 2026 00:00:00 GMT</pubDate><category>幼儿园</category><category>表扬</category><category>家长沟通</category><category>zh</category></item><item><title>How to track freelance invoices without a subscription</title><link>https://blog.ivoin.top/blog/en/freelance-invoice-tracker/</link><guid isPermaLink="true">https://blog.ivoin.top/blog/en/freelance-invoice-tracker/</guid><description>Client IDs, invoice statuses, a Friday review, and a one-page invoice. A spreadsheet routine for freelancers who send a handful of bills a month.</description><pubDate>Wed, 21 Oct 2026 00:00:00 GMT</pubDate><category>freelance</category><category>invoicing</category><category>spreadsheets</category><category>en</category></item></channel></rss>